Learn About the New Federal Health Exchange and If it is Right for You and Your Family.

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JUST THE FACTS

It’s your health. You deserve to know the facts.

When it comes to your health care, it’s important to take all the time you need to make the right choice.

Open Enrollment October 1 – March 31st and Beyond

In Alaska the first of many enrollment periods for the federal health exchange begins October 1, 2013 and lasts six months. After March 31, 2014 you can enroll if you have a qualifying life event like a job change or marriage.  

Read the Fine Print Carefully

The IRS will be a key player in overseeing the health insurance exchanges.  In order to fulfill its role, the IRS has requested thousands of new agents to determine eligibility, identify fraud, collect penalties and assess new health care taxes, for example. Applicants must complete and submit an 11-page form that requires disclosure of data including your social security number, income, number of dependents and certain health information.  This information is used to determine your eligibility and pricing structure for enrollment into the exchange.  

Access is Unknown for Now

It is still unclear what access to doctors, hospitals and specialists will be under the federal exchange plans.  All sides make predictions good and bad, but nobody knows for certain. In some states, enrollees in similar exchange plans have access to less than half the number of doctors they had in their previous plans.  If you like your plan, your hospital, or your doctor today, you may not get to keep them if you enroll in the exchange.  

DON'T
FORGET

You could face IRS penalties if you enroll into a federal exchange plan don't file a tax return or estimate future earnings (Even seasonal wages) correctly.

TAKE THE QUIZ

Know the facts. Before you decide.

Not sure if you should enroll in a federal exchange plan, wait and see or not enroll at all? Take this quiz to determine what’s best for you today.
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YOUR RESULTS
Healthcare Reform Timeline

This is a big decision. Don't let anyone rush you.

Obamacare won’t be fully implemented until at least 2018, so time is on your side. Here is a timeline of important dates to remember.
October 1, 2013

Enrollment opens for federal exchange plans, where applicants must identify a preferred option, then apply via an 11-page form submitted to the government to assess eligibility and pricing, with coverage not beginning for approved applicants until January 2014.

October 2014

Open Enrollment.

November 2014

State of Alaska Elections.

October 2015

Open Enrollment.

October 2016

Open Enrollment.

October 2017

Open Enrollment.

2013
2014
2015
2016
2017
January 1, 2014

Applicants approved for enrollment into federal exchange plans can begin receiving coverage.

March 31, 2014

Open enrollment ends but many applicants can continue to enroll.

January 1, 2015

Employers with 50 or more employees are required by the federal government to provide health benefits or pay $2,000 per worker in fines.

November 2016

U.S. Presidential and State of Alaska Elections.

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